Stripe teams up with Paradigm to launch Tempo! A Layer-1 Blockchain specially designed for stablecoin payments makes a stunning debut.

Global payment giant Stripe has partnered with crypto investment firm Paradigm to launch a new Layer-1 Blockchain called Tempo, specifically designed for stablecoin payment scenarios. This network has already attracted heavyweight partners such as Visa, Deutsche Bank, Shopify, and OpenAI during its private testing phase, aiming to become the core infrastructure for cross-border payments, B2B Settlement, and remittances.

Tempo: A high-performance Layer-1 focused on stablecoin payments

Paradigm co-founder Matt Huang officially announced the launch of Tempo on September 4, confirming previous market speculation about Stripe's foray into the blockchain space. Tempo uses an architecture compatible with the Ethereum Virtual Machine (EVM) and is optimized for large-scale payment scenarios:

TPS exceeds 100,000, sub-second transaction completion rate

Dedicated payment channel that separates daily transactions from complex smart contract operations.

Built-in automatic market maker (AMM) that supports instant exchange between any stablecoins.

Predictable low fees, suitable for high-frequency payments and micropayments.

The lineup of partners is luxurious

Tempo's design partners cover traditional finance, e-commerce, AI, and new banking sectors, including:

Financial Institutions: Deutsche Bank, Standard Chartered Bank, Lead Bank, Mercury

Payment and Card Organization: Visa

E-commerce and Technology: Shopify, DoorDash, Coupang

AI and Innovative Enterprises: OpenAI, Anthropic

Jack Forestell, Visa's Chief Product and Strategy Officer, stated: "The future is multi-chain, and stablecoins will operate across different networks, while Visa will drive interoperability between chains and stablecoin brands."

stablecoin neutrality and compliance design

One of the biggest differentiators of Tempo is the neutrality of stablecoins—allowing any issuer's stablecoins to circulate on the network and enabling the payment of Gas fees with any stablecoin, avoiding being tied to a single native token.

In addition, Tempo supports selective privacy transactions and has built-in compliance hooks to ensure that regulatory requirements such as KYC/AML are met while protecting the privacy of enterprise transactions.

Solve real-world payment pain points

The application scenarios of Tempo include:

1. Global cross-border payments and remittances

2. Embedded Financial Account

3. Continuous Settlement of Tokenized Deposits

4. Micro Trading and Automated Payments

These features aim to complement the shortcomings of existing general public blockchains in the payment sector and form a complementary relationship with other Layer 1 networks, rather than compete directly.

Future Development and Market Positioning

Tempo is developed based on the Reth architecture, maintaining EVM compatibility and performing deep optimization for payments. In the initial stage, the validation nodes will be operated by independent entities such as design partners, and in the future, it will gradually transition to a permissionless decentralized model.

It is worth noting that Stripe and Circle have recently accelerated their layout in the stablecoin infrastructure field, and the launch of Tempo signifies that the competition in the stablecoin payment sector will further intensify.

Conclusion

The birth of Tempo marks the attempt by Stripe and Paradigm to reshape the landscape of stablecoin payment infrastructure. With high-performance architecture, a stablecoin-neutral strategy, and a luxurious lineup of partners, Tempo is expected to become the core network for cross-border payments and B2B settlement. As the public testing and mainnet launch approach, whether Tempo can challenge the position of existing public chains in the payment field will become the focus of market attention.