"Her Strength" | Bosera Fund's Ni Yujuan: Achieving stability for long-term success, winning through meticulousness, safeguarding long-term value in the bond market cycle

In traditional perception, strength is often associated with rigidity and sharpness, but the capital markets are never short of edge. Female fund managers are redefining professional strength by combining firmness and gentleness. The current “her power” breaks this binary—being firm means upholding principles and bottom lines, while softness signifies wisdom and guidance. Together, they forge an investment path that balances strength and warmth, reflected in net value curves and long-term value.

“Time is valuable, and so is research. By carefully selecting high-quality bonds and holding them long-term, while prioritizing clients’ absolute return goals, over time, small efforts accumulate into great results—like roses blooming from sand.” summarized Ni Yujun, Director of Fixed Income Investment Department II and Fund Manager at Bosera Fund.

Ni Yujun

Director of Fixed Income Investment Department II and Fund Manager at Bosera Fund

Steady Progress, Precision Wins

With 7.9 years of experience managing public funds, focusing on money market funds, pure bond funds, bond index funds, and social security funds, Ni Yujun employs a composite investment strategy to navigate market cycles. She seeks optimal risk-adjusted returns in low-volatility environments, demonstrating the steadiness and warmth of “her power” through professional investment.

Having worked nearly eight years, she consistently adheres to a clear investment philosophy: based on thorough self-awareness, stable psychological preferences, precise product positioning, predicting liabilities’ behavior, and selecting quality asset portfolios. Using scientific methods and tools, she identifies promising investment targets and constructs efficient, diversified portfolios to achieve optimal risk-adjusted returns. In her framework, stability is the core style—avoiding rash moves and blind following, resisting short-term fluctuations with a long-term perspective, and realizing value through meticulous management.

She believes that pure bond investing is like “doing a ritual inside a snail shell.” Outperforming in a low-yield environment requires not only excellent investment skills but also deep market understanding and keen insights. Every bit of yield improvement is precious; fund managers must employ refined risk management and asset allocation to maintain an edge in fierce competition.

Moreover, patience and a long-term view are key to success, as short-term volatility is often unavoidable, while consistent low volatility over the long term guarantees victory—this is her fundamental investment principle.

“In the field of research and investment, women’s innate traits become unique advantages across cycles. Women possess patience, strong risk control, meticulousness, long-termism, and efficient communication—five core strengths,” she says.

Facing challenges, Ni Yujun has mature ways to adapt: stepping out of short-term adversity, focusing on medium- and long-term logic; remaining calm and rational, avoiding emotional decisions; analyzing macroeconomics, policy directions, and industry trends deeply to anchor investment strategies; formulating clear plans based on medium- and long-term logic; continuously learning, reviewing, and iterating investment skills. When her vision is long-term and her logic clear, decisions are purposeful, and her inner confidence is natural and steady.

Guarding Long-Term Value in the Bond Market Cycle

Regarding long-term investment, she has profound understanding: long-term investing is a wise choice. Carefully selecting high-quality bonds and holding them long-term helps reduce market volatility impacts and achieve stable returns. Long-term investing not only diminishes short-term market uncertainties and noise but also allows better grasp of the long-term growth potential of quality assets. Over time, small efforts accumulate into great results—like roses blooming from sand.

This philosophy is also reflected throughout her product management process, always prioritizing the absolute returns of investors.

Risk control is the lifeline of fixed income investing and is central to her portfolio management.

As a bond fund manager, she consistently upholds the traits of “resilient but not obsessive” and “meticulous yet decisive.”

In facing market fluctuations and pressures, she maintains resilience, not easily changing long-term strategies. She analyzes every detail carefully during decision-making to ensure thorough consideration. At critical moments, she makes decisive choices and acts swiftly to seize market opportunities.

“Risk control is not only a key to investment success but also a concrete way to be responsible to investors,” she says.

Regarding the current bond market, Ni Yujun has a clear view: the bond market has entered an era of refined management, where performance depends on tiny margins; controlling drawdowns and beating the median are the core challenges.

On the journey with investors, she insists on timely communication and transparent disclosure: regularly reporting investment status and market dynamics, explaining strategies and underlying logic to boost investor confidence. She offers professional investment advice: tailoring suggestions based on market changes and investor needs to optimize asset allocation. She maintains patience and support: providing psychological reassurance during market downturns, helping investors persevere and stay committed to quality assets. She shares successful cases and experiences: demonstrating the value and results of long-term investing to strengthen investor confidence and patience.

Words of encouragement

Thank you for your continued trust and support! On the investment journey, we have experienced market ups and downs together. Facing future uncertainties, we will uphold a prudent investment philosophy, employing scientific strategies and rigorous risk management to strive for sustainable returns.

Text by Xu Nannan | Edited by Xu Nan

(Edited by Xu Nannan)

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