Pact Price

Pact is a credit infrastructure platform designed to transform global debt markets by making lending, securitization, and investment more transparent, scalable, and inclusive. As of 2026-02-28, Pact operates on the Aptos blockchain and serves as a foundational technology for modernizing the global debt ecosystem. The platform enables financial technology companies and asset managers to access stablecoin capital, manage repayment flows, and scale lending operations across borders. This infrastructure approach addresses critical gaps in traditional debt markets by enhancing transparency, operational efficiency, and financial inclusion for participants worldwide. Pact represents a significant innovation in fintech infrastructure, positioning itself at the intersection of decentralized finance and institutional lending. The platform's design allows for seamless cross-border transactions and sophisticated financial operations that were previously constrained by geographical and technical limitations. Currently, Pact is ranked at 1884 with a market capitalization of $2.44M. The token's price stands at $0.0001846, having experienced a -28.48% change over the last 24 hours, with a trading volume of $1.09M. The 24-hour price range spans from $0.000162 to $0.0002992. The project launched in 2021 and has evolved into a comprehensive infrastructure solution for modern credit markets. With a circulating supply of 13.25B PACT and a maximum supply of 125B PACT, Pact maintains its focus on providing institutional-grade financial infrastructure through blockchain technology. By 2027, Pact is projected to reach approximately $0.0002136, reflecting growing adoption of credit infrastructure solutions. Longer-term projections suggest Pact could reach $0.0002664 by 2031, and potentially -- by 2036, assuming continued market development and increased institutional participation in decentralized lending markets.

Pact was officially deployed to the Aptos blockchain in February 2025, marking its entry into the web3 ecosystem. As a credit infrastructure platform, Pact was designed to transform global debt markets by enhancing transparency, scalability, and inclusivity in lending operations. Since its launch, Pact has rapidly established itself as a premier real-world asset issuance platform, enabling financial technology companies and asset managers to access stablecoin capital, manage repayment flows, and scale cross-border lending operations efficiently. The platform's innovative approach to credit infrastructure has positioned it as a significant player in the evolving landscape of decentralized finance and real-world asset tokenization on the Aptos network.

Pact was founded by Toby Gilbert and his co-founding team. Toby Gilbert serves as a key leader in the project's development and vision. The founding team established Pact as a credit infrastructure platform with the mission to transform global debt markets by enhancing transparency, scalability, and financial inclusion. Pact is designed to revolutionize lending, securitization, and investment processes on a global scale. The platform enables financial technology companies and asset managers to access stablecoin capital, manage repayment flows efficiently, and expand lending operations across international borders. Built on the Aptos blockchain, Pact represents an innovative approach to decentralized finance infrastructure. The project was officially published on January 5, 2026, and has quickly established itself as a significant player in the Web3 credit infrastructure space. The founding team's expertise in decentralized finance and blockchain technology has been instrumental in developing a robust platform that addresses critical gaps in traditional and emerging debt markets. As of 2026-02-28, Pact operates with a clear focus on democratizing access to credit and making financial services more accessible to fintechs and institutional investors worldwide. The founders' commitment to building transparent, scalable infrastructure continues to drive the platform's development and adoption within the Web3 ecosystem. With their vision and technical expertise, Toby Gilbert and the founding team have positioned Pact as a transformative force in global debt market infrastructure.

Pact is a credit infrastructure platform designed to transform global debt markets by enhancing transparency, scalability, and financial inclusion. The platform operates on the Aptos blockchain, enabling seamless and efficient transactions within its ecosystem. Pact works by providing essential infrastructure that allows fintech companies and asset managers to access stablecoin capital, manage repayment flows, and scale lending operations across borders. The platform facilitates transparent debt market operations, making lending and securitization more accessible to participants worldwide. As of 2026-02-28, Pact ranks at position 1884 with a current price of $0.0001846. Over the last 24 hours, the token has experienced a price change of -28.48%, trading between $0.000162 and $0.0002992, with a 24-hour trading volume of $1.09M. The current market capitalization stands at $2.44M, while the fully diluted valuation reaches $23.07M. Pact has achieved a historical high price of $0.00153 and a historical low of $0.00015. The token has a maximum supply of 125B PACT, with 13.25B PACT tokens currently in circulation. The market cap represents 10.6% of the total flowing market capitalization. The Pact infrastructure enables participants to streamline cross-border lending, reduce operational costs, and access global capital markets more efficiently. By leveraging blockchain technology and stablecoin integration, Pact creates a more inclusive and transparent ecosystem for debt market participants, positioning itself as a transformative solution in the global financial landscape.

Pact is built on the Aptos blockchain, utilizing a modern technical architecture designed for high performance and scalability. The platform leverages Move programming language and Aptos's Byzantine Fault Tolerant consensus mechanism to ensure security and fast transaction finality. As a credit infrastructure platform, Pact's technical foundation enables seamless integration with decentralized finance protocols and stablecoin ecosystems. The architecture supports smart contracts that facilitate automated lending processes, repayment flow management, and cross-border financial operations. The blockchain infrastructure provides transparent on-chain record-keeping for debt instruments and securitization processes. This technical design allows fintechs and asset managers to access stablecoin capital while maintaining robust security through Aptos's validator network. The system is optimized for handling complex financial transactions with minimal latency and competitive transaction costs. Pact's technical stack also incorporates modular smart contract design, enabling developers to build custom lending solutions and integrate various DeFi protocols. The platform's architecture emphasizes interoperability, allowing seamless asset transfers and capital flows across different financial applications. By combining Aptos's high-throughput blockchain capabilities with purpose-built financial infrastructure, Pact creates an efficient ecosystem for transparent, scalable, and inclusive global debt markets. The technical architecture prioritizes both developer experience and end-user accessibility while maintaining institutional-grade security standards required for managing significant capital flows and financial instruments.

Pact represents an exciting evolution in the Web3 landscape with an ambitious roadmap ahead. As of 2026-02-28, the project is transitioning from its consumer-facing origins into a foundational infrastructure platform for decentralized finance. The future vision of Pact centers on establishing itself as a core Web3 infrastructure layer, focusing on enhanced scalability, interoperability, and ecosystem integration. Key roadmap initiatives include expanding cross-chain capabilities, improving user experience through simplified interfaces, and strengthening partnerships within the DeFi ecosystem. Looking toward 2027, Pact is positioned to achieve significant milestones in protocol optimization and market penetration. The platform aims to increase transaction throughput, reduce latency, and enhance overall network efficiency. Expected developments include integration with additional blockchain networks and expanded institutional partnerships. By --, Pact projects substantial growth in adoption metrics and market presence. The roadmap emphasizes building a robust developer ecosystem, launching innovative financial products, and establishing Pact as a leading infrastructure solution in Web3. For the 2031 horizon and beyond, Pact envisions becoming a cornerstone of the decentralized financial infrastructure. Strategic objectives include achieving mainstream adoption, supporting diverse financial use cases, and maintaining technological leadership through continuous innovation. The project demonstrates strong commitment to sustainable growth, community engagement, and technological advancement. With current market dynamics and planned developments, Pact is well-positioned for substantial appreciation. Price projections suggest potential reaching $0.0002136 by 2027, $0.0002664 by 2031, and potentially -- by 2036, reflecting the platform's growing significance in the Web3 ecosystem.