Is saving money really unnecessary in the era of AI and robots? A reflection on the future of wealth

Question

【CryptoPush】Recently, a fascinating discussion has sparked within the global investment community. A well-known investment mogul announced a plan to match educational savings for children in specific regions, providing $250 per person. This move closely follows an important policy—the United States has launched a new Child Investment Account program aimed at giving children the opportunity to accumulate wealth and engage in long-term investments from an early age.

However, this seemingly beneficial savings plan has been “mildly challenged” by a tech industry leader. His logic is straightforward: rather than having children save for the future, it’s better to believe that the future itself will change. He argues that with the development of artificial intelligence and robotics, human work patterns will be fundamentally transformed—perhaps one day, we won’t need to work at all to earn a high income.

This perspective sounds very futuristic. But the question is: will this optimistic outlook really come true? If AI can indeed make high income a reality for everyone, does traditional saving and wealth accumulation still matter? Or does this suggest that we should instead prepare for uncertainty? Both approaches have their own logic—one is for insurance, the other is for hope in technological revolution. What do you think?

SingleForYears · Accepted Answer

Haha, how is this pro still dreaming? AI will support me? That&#39;s a pretty nice thought.

I&#39;ll change my mind when AI can actually distribute money, but for now, I still need to save.

It&#39;s easy to say, but what if an AI unemployment wave hits first? At that point, having no money is the real struggle.

Not working and having a high income is a fairy tale that everyone wants to hear, right?

Saving money is never a mistake; this trap logic can withstand any variables.

Who can predict the future? But having money in hand definitely won&#39;t hurt; cautious people win in the end.

Bragging doesn&#39;t incur taxes, I don&#39;t buy into this logic.

Having 250 bucks for the kid is also nice; at least it&#39;s planning for the future, much more reliable than daydreaming.

SybilAttackVictim · Answer

The big players are still saving money, but I went all in on AI concept coins haha

But speaking of which, relying on robots to earn passive income... just listen to it

$250 to save for the kids, still more secure

Wait, isn't this logic advising people not to save money? Why does it feel like a subtle sales pitch for something

The real secret to wealth might be: don't trust future promises too much

notSatoshi1971 · Answer

Nice words, but who dares to bet their child's future on not needing to work?

You can have a high income without saving money, but that sounds like a daydream for the rich.

No matter how powerful AI is, someone still has to deploy and maintain it. Isn't that just intensifying the competition?

Does this guy really believe UBI can save the world, or does he just want to appear cutting-edge?

Saving money is more reliable than hoping technology will save the world.

I think, kids should still save; you can't just rely on the idea that "things will get better" in the future.

With the AI unemployment wave coming, the gap between those with savings and those without is huge.

Another "believe in the future" story. Who will pay the bills now?

SadMoneyMeow · Answer

Haha, this big shot is probably trying to brainwash us into not saving money, speaking so casually. What if AI causes unemployment later, what then?

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Not working and earning a high income? Dream on. I've heard too many utopian promises like this.

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Spending $250 on seed money and not saving it, expecting money to come automatically in the future—sounds pretty illogical.

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So now everyone not saving money is gambling on AI? I just want to know what to do if you lose the bet.

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Instead of trusting AI to support you, it's better to securely save your coins. That’s the real future wealth code.

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I've heard this kind of rhetoric from tech giants countless times. And yet, I still have to pay rent every year.

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When AI truly allows everyone to earn passively, money will no longer be valuable—it's just inflation playing its game.

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I think this is just the talk of the rich. They've already saved enough and are just advising others not to save.

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In the Web3 era, real wealth accumulation comes from investing in quality projects. Savings accounts? That's too old-fashioned.

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AI arrives, jobs are gone, savings are gone—how do we survive with this set of circumstances?

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Basically, it's gambler's mentality—using the future as an excuse to not prepare. Risky!

ColdWalletGuardian · Answer

Haha, this logic is really brilliant. Are we just waiting for AI to support us without saving money?

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Now let the kids lie flat and wait for universal basic income. I don't believe it, haha.

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Well said, but who among these big shots really doesn't save money?

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What if AI doesn't arrive that quickly? Will children go hungry?

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Saving money is old-fashioned, but not saving is even more outdated... Betting on the future is too costly.

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Wait, isn't this logic just wealthy people's self-comfort?

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I just want to ask this tech leader: have you opened an education fund account for your own kids?

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Even when AI arrives, someone has to benefit. It's still us ordinary people who are anxious.

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Wake up, the future change definitely won't be the wealth gap.

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Why must saving money and trusting AI be mutually exclusive? I want both.

0xLuckbox · Answer

Haha, this big shot's thinking is really beautiful. Not working and still earning a high income? I feel like it's that same old "it will automatically solve itself in the future" rhetoric.

Saving money still depends on yourself; you can't rely on AI to rescue the market, brother.

By the way, this logic has a big flaw... Even if AI appears, I haven't seen my salary increase.

I'll consider saving money only when AI really starts making money for us.

Isn't this just another way to get young people to lie flat and not save? The tactics are pretty deep.

In the AI era, still thinking about not working? First, get rid of the 996 schedule, and then talk realistically.

Compared to AI tokens worth $250... I'd rather have real silver and gold.

Trusting AI to give me a high income is less reliable than trusting myself to save more.

It's easy to say, but when you have no money, who will save you? Wake up from the dream, everyone.

FloorPriceWatcher · Answer

This guy has a good imagination. AI is taking care of us, how is that possible?

Saving money to retire with AI? Let's get through the wave of layoffs first.

That's a bit outrageous. Who believes this? I’d rather save money obediently.

They're just making big promises here. The reality is that AI has come and jobs are gone.

Uh... why do I feel like there's a problem with this logic? Relying on heaven or earth is not as good as relying on yourself.

Another "the future will be good" story. Is it my turn to eat next?

$250 education savings vs. not working, I choose the former for more peace of mind.

This guy is really optimistic. The AI revolution hasn't even started, and he's already unemployed.

GateUser-cff9c776 · Answer

Schrödinger's UBI, a check in one hand and a promise of "no more saving" in the other—how optimistic is that?

Wait, does this $250 now count as the last flicker of rationality?

Looking at the supply and demand curve, the AI unemployment wave hasn't even arrived yet, so saving money has actually become the most solid hedge.

Honestly, this logic is similar to some DAO governance mechanisms—idealistic on paper, but very fragile in reality.

But on the other hand, if AI really can replace jobs, then saving itself becomes meaningless. At that point, the competition will be over computing power and data ownership, not broken dollars.

So, saving money for kids now just seems like buying insurance for a future that may or may not come.

TopBuyerForever · Answer

Haha, this is hilarious. Isn't this just betting that AI will save us? The same logic as betting on coins with me.

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If AI were really that powerful, we'd be financially free already. Why are we still discussing whether saving money is meaningful?

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Saving money is to prevent AI from being late. What if by 2050 we still have to earn it ourselves?

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Basically, rich people don't need to save, but we common folks have to be honest and save. Do you understand class division?

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Wait, is this guy saying you can get high income without working? Then UBI is coming, I’ll quit my job immediately.

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In the robot era, if you don’t save money, inflation will bite you. Such a thought is too naive.

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$250 is too little. I think this is betting on future risks; we still need to save.

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Hearing this from tech giants sounds great, but their kids' accounts are already over a million, right?

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Anyway, I don’t believe it. Saving money is never wrong. When AI arrives, it’s just an alternative.

liquidation_surfer · Answer

Uh, can this logic directly skip reality... When AI comes to save me, I won't need to save money anymore?

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$250 startup capital sounds good, but if robots are really the ones earning a living, what will this generation do now?

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The dreams of tech giants are beautiful, but I’d rather save my money first; it’s not like there’s any harm in it.

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Another old debate of "believing in the future" vs. "staying grounded," so boring.

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NGL, I’ve heard this kind of rhetoric too many times; every time they say the world will change, but in the end, you still have to earn your own money.

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Relying on AI for high income? Wake up, the lower class simply doesn’t get to enjoy this benefit.

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If that day really comes, I would have been financially free long ago. Stop with this nonsense.

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A savings plan at least is practical; listening to AI talk is just for fun, who actually believes it?

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I believe in AI, but I don’t believe it can make me stop working and still earn 30,000 a month.

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These two viewpoints are just like the never-ending debates in the crypto world, each side has its own reasoning.

Is saving money really unnecessary in the era of AI and robots? A reflection on the future of wealth

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