Banks don't actually fear regulation—what keeps them up at night is liquidity lockdown.

That's the real issue being discussed here. Privacy shouldn't mean vanishing from the system. It's about controlled access, not total opacity.

Here's the tension: Most privacy solutions handle compliance by cutting interactions. Fewer participants see the data. Simpler systems, sure. But is that really progress?

The smarter approach? Build privacy layers that let you choose what gets revealed and to whom—without pulling the plug on the entire transaction ecosystem. Give users agency over their own financial visibility.

That's where the innovation actually lives. Not in hiding money. In designing systems where privacy and compliance coexist, not compete.