#美国核心物价涨幅不及市场预估 Major U.S. mortgage lender Newrez recently announced an interesting initiative — starting from February this year, they plan to allow mortgage applicants to directly include their crypto assets. In other words, cryptocurrencies like $BTC and Ethereum that you hold can be directly recognized during the loan qualification process, without the need to convert them into USD first.
What does this reflect? Traditional financial institutions are beginning to recognize the real value of crypto assets. Previously, borrowers who wanted to prove their financial strength with crypto assets usually had to liquidate them into fiat currency, which was quite cumbersome. Now, directly acknowledging the status of these digital assets indicates an increasing acceptance across the industry. For those holding $BTC or other cryptocurrencies, obtaining a mortgage could become much easier. Although this policy change may seem like a minor adjustment, it actually reflects the trend of the U.S. financial system gradually embracing crypto assets.
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SchroedingerGas
· 01-20 04:59
Damn, this is finally getting interesting. Traditional finance also has to admit defeat.
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Wait, how is volatility calculated? The price difference at the beginning and end of the month is so large.
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I've never had BTC before, and now you're telling me it can be used as collateral for a mortgage? That's hilarious.
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Basically, only when the coin price stabilizes do they dare to take over. Who cared during the sharp decline before?
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Finally seeing big institutions compromise, although it's late, but better late than never.
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If I had come two years ago, it would have been great. Now it feels a bit late to enter.
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The Americans are clever, they've found an excuse, and they can still attract new retail investors.
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But on the other hand, it's indeed a good signal. Ordinary people holding coins can now get loans.
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BearMarketBuilder
· 01-17 05:29
Oh my god, is this real? My BTC can finally be used as an asset.
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RamenStacker
· 01-17 05:26
Damn, what does this mean? My coin's value goes up, and my mortgage limit increases too?
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MiningDisasterSurvivor
· 01-17 05:06
Here we go again? I've been through this before. During the crazy ICO wave in 2017, it was all hype like this, and look what happened...
Do you dare to use BTC as collateral for a loan? If the price drops 50%, the bank will liquidate you directly, and you'll have no time to even cry.
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MindsetExpander
· 01-17 05:05
Wow, finally traditional financial institutions are stepping up? It should have been like this a long time ago.
#美国核心物价涨幅不及市场预估 Major U.S. mortgage lender Newrez recently announced an interesting initiative — starting from February this year, they plan to allow mortgage applicants to directly include their crypto assets. In other words, cryptocurrencies like $BTC and Ethereum that you hold can be directly recognized during the loan qualification process, without the need to convert them into USD first.
What does this reflect? Traditional financial institutions are beginning to recognize the real value of crypto assets. Previously, borrowers who wanted to prove their financial strength with crypto assets usually had to liquidate them into fiat currency, which was quite cumbersome. Now, directly acknowledging the status of these digital assets indicates an increasing acceptance across the industry. For those holding $BTC or other cryptocurrencies, obtaining a mortgage could become much easier. Although this policy change may seem like a minor adjustment, it actually reflects the trend of the U.S. financial system gradually embracing crypto assets.