2026-01-17 05:21:01

Crypto people who make money all understand one principle: going with the trend yields much higher returns than fighting against it. Especially in lending protocols like ListaDAO, the flexibility of strategy determines whether you earn passively or suffer losses.

During a bull market, being more aggressive can help you outperform the market. Earlier this year, I increased the collateralization ratio to 180%, using the borrowed stablecoins to continue buying BNB. It sounds extremely risky, but as long as the market is strong enough, the returns can double. What’s the key skill? Quick reaction. Once the candlestick shows signs of fatigue, immediately reduce leverage—don’t wait until the limit down to react.

In a bear market, strategies completely reverse. At the end of last year, when the market was dead, I unwound all leverage and shifted to two paths: earning interest by holding USD1 (though only 4%, but better than losing money), and seizing arbitrage opportunities when stablecoins de-peg. It’s normal for stablecoins to de-peg during panic; holding USD1 for arbitrage at such times is like picking gold from the ruins.

The most impressive move was in September last year. I felt the market was about to top out, so I immediately swapped half of my BNB into USD1 and froze it in the account. Within three months, the market indeed plunged 30%. When I redeemed BNB with my USD1, I bought much cheaper tokens. This is a perfect cycle of cashing out at high and re-entering at low.

How to decide whether to be aggressive or conservative? Look at the daily chart’s relationship with the moving averages. Be bolder when the price is above the MA; pull back when it falls below. If you really don’t understand charts, then use the simplest indicator of human sentiment: start reducing positions when everyone around is shouting bull market, and gradually add when no one mentions Bitcoin. The market’s essence is inherently counter-human.

BNB3,71%

USD1-0,01%

BTC4,76%

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OnChain_Detective

· 01-20 03:37

wait hold up... 180% ltv on lista? that's literally textbook liquidation bait pattern analysis suggests this is exactly how wallets get flagged right before cascade failures. remember folks always dyor but ngl the "quick reactions save you" narrative smells like survivorship bias dressed up fancy

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MeaninglessGwei

· 01-18 01:55

Honestly, a 180% collateralization rate makes my heart race—this is so exciting. That's right, contrarian operations are the way to make money; most people can't do it. This theory is correct, but execution is extremely difficult. I'm still a conservative trader. The USD1 arbitrage was truly brilliant, but unfortunately I always react a bit too slowly. Using moving averages to judge the trend is straightforward and more reliable than relying on any indicator. ListaDAO really needs to play along with market sentiment; otherwise, you're just giving money to the exchanges. People who cash out at high levels and buy back at low levels are basically making a fortune, but the key is having that kind of courage. The more people shout "bull market," the more you should run—this principle is simple but really hard to follow. Leverage—once you get liquidated, you'll understand what regret really means.

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FortuneTeller42

· 01-17 05:47

180% collateralization rate sounds impressive, but this guy says quick reactions are the real skill. --- Holding stablecoins to earn interest in a bear market? Basically admitting defeat, might as well just lie flat. --- I believed that move in September; indeed, some people can time the market, but most are just chasing highs and selling lows. --- That anti-human nature approach has been heard a hundred times, but how many actually implement it? --- Protocols like ListaDAO are actually underestimated in terms of risk, not every time can you escape the top. --- Leverage used skillfully is just armchair strategizing; who can truly read charts correctly all the time? --- Judging by daily candles against moving averages? That advice is just for newbies to get chopped up.

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MetaverseMortgage

· 01-17 05:43

This theory sounds comfortable, but very few people can actually implement it. I'm not brave enough to have a 180% collateralization rate; it feels like one black swan away from disaster. The point about being anti-human is correct, but most people are not opposing human nature; they are opposing their own instincts. That September last year was truly incredible, but unfortunately I didn't realize it and was still struggling at the bottom. Arbitrage with USD stablecoins is indeed a good catch, but you need to have a very calm mindset. I think the key is to have a strict stop-loss discipline; otherwise, leverage is just a ticking time bomb.

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BlockchainFries

· 01-17 05:35

That's right, going against human nature is the key to constant victory. I did exactly that last year, and I've been enjoying the results ever since. A 180% collateral ratio sounds crazy, but I've seen people double their positions like that before. The key is to be quick. However, I still think most people can't handle this; it requires strong psychological resilience. A slow reaction could lead to liquidation. I hardly look at the moving averages anymore; I rely more on market intuition, which might be largely luck. If this market trend really comes, you definitely need to be more aggressive. Lying flat truly won't make you any money. Hearing you say that, I remembered that wave in September last year. I didn't dare to switch then, and now I regret it to death. The hardest part of going against human nature isn't the operation itself, but the mindset. If the market drops 30%, would you dare to add more?

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