Monero has taken a completely different path.

In simple terms, it is like digital cash — no issuer behind it, no blacklisting mechanism, and no one can freeze your assets. How you use your Monero is entirely your own business, and it has nothing to do with anyone else. This autonomy is at the core of physical cash's value.

From a design perspective, Monero's priorities are very clear: legitimate privacy, fungibility, and user sovereignty are placed at the forefront, with surveillance being a secondary concern. In the context of increasingly strict global financial regulations, it still adheres to a simple principle — personal funds should remain private. This persistence reflects a obsession with asset freedom.