Everyone who has been in the crypto space for a while understands that feeling—finding a truly reliable and safe way to make money is very difficult. Today, I want to share with you a relatively stable option within the USD1 ecosystem.

This protocol mainly focuses on on-chain lending, with a TVL that once reached $4.3 billion. Its approach is quite straightforward, revolving around three core concepts: liquidity staking, CDP collateralization, and lending functions. Users can borrow funds at low cost, and by using specific liquidity tokens, they can also participate in various airdrops, making it a typical multi-dimensional earning model.

Regarding specific returns, the data here is quite solid: stablecoin side (like USDT) offers an APY of 7.33%, virtually risk-free; for growth-oriented products within the ecosystem, 2-4% APY is standard; moving towards higher risk, third-party ecosystem vaults can provide an APY range of 1-12%, accommodating different risk tolerances.

Looking at the token aspect: LISTA is currently priced around $0.1641, with a market cap of approximately $47 million, a circulating supply of 290 million tokens, and a circulating ratio of about 36.4%, with no significant inflation pressure. The recent 24-hour funding data is interesting—retail investors and medium-sized funds are gradually building positions, while early large holders are gradually reducing and cashing out. Major capital has net flowed out nearly $9 million over the past five days. The short-term price trend still shows some signs of temperature.