2026-01-17 10:30:18

Countdown to the event is about ten days, and some people have already started rushing to dump USD1. I have 8 accounts with 50,000 U each that haven't moved for now. Recently, I've observed that the USD1/USDT trend is a bit weak, with the current price around 0.9991, dipping as low as 0.99889, down from a previous high of 1.0020, with a de-anchoring range of 0.1%-0.2%.

If you hold USD1 Earn directly, short-term price fluctuations and the risk of continued depreciation will directly eat into your returns. Larger holdings will see more obvious losses. But don't worry, there might be another dip later, but I believe it will eventually bounce back.

Here's a strategy many haven't thought of: instead of buying USD1 directly on the market (which involves price slippage and volatility), you can use the Lending market of the list DAO to collateralize blue-chip assets (USDT, slisBNB, BNB), borrow USD1 at extremely low interest rates, and then put it into DeFi yield pools to earn high interest. This way, you avoid the risk of USD1 spot de-anchoring and can lock in arbitrage spreads, resulting in even higher returns.

Why is this trick so attractive? Because the borrowing costs are significantly lower. The borrowing rate for USDT pools is between 2.96%-3.88%, and the Smart pools for slisBNB and BNB are even better, at just 0.59%-3.38%. This creates a stark contrast compared to market borrowing costs. Plus, you avoid the uncertainties of spot holdings, gaining benefits in both stability and yield.

USD10,01%

BNB0,83%

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PancakeFlippa

· 01-20 10:30

0.99 this price point still want to smash? Bro, are you bottom fishing or giving away money? Borrow USD1 to eat the yield pool—this move is indeed brilliant, but the premise is that the DAO doesn't collapse, right? Putting 400,000 U here, you're really bold. I'll wait until it drops to 0.998 before acting. Interest rate arbitrage sounds appealing, but it's actually a bet that USD1 won't completely de-peg. If you bet right, you'll make a killing; if you bet wrong... hey. Instead of arbitrage, it's better to go all-in on BNB. These stablecoins all end up the same in the end.

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CryptoCross-TalkClub

· 01-19 17:49

Laughing out loud, it's another story of "I think it will eventually bounce back." I've seen too many tricks of running away and dumping the market. Eight accounts with 50,000 USDT each are just sitting here. I just want to ask, what will you do if it really drops to 0.99? Relying on the DAO's interest margin to fill the gap? Borrowing coins to earn interest margin is a valid tactic, but you have to bet that USD1 won't continue to underperform. Isn't this just gambling with a different disguise?

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AirdropJunkie

· 01-18 22:38

Damn, someone just dumped USD1 again. The de-pegging extent is really outrageous. Borrowing coins to profit from the spread is indeed a brilliant move, but I'm just worried that the DAO pool might suddenly run into problems someday. Eight accounts with 50,000 each remain inactive. Respect to the old guy, his mindset is really steady. Whether USD1 can eventually return to one dollar is really hard to say; anyway, I think it's a bit uncertain. Why is this interest rate difference so big? Feels like a trap.

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TokenUnlocker

· 01-17 11:00

Another de-pegging risk is coming. Can USD1 hold up this time? Lending arbitrage is indeed a clever move, but it depends on whether the DAO's liquidity can support it. Waiting to see if there will be further sell-offs later. What are your thoughts on holding coins now? The 0.99889 level still feels like it needs to be tested. Don't rush to buy the dip. This kind of interest rate arbitrage sounds good, but who will cover the risks of the smart pool?

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BearMarketSurvivor

· 01-17 10:59

Haha, 8 big accounts with 50,000 each. This de-pegging move is indeed a bit strange. I need to try the arbitrage using borrowed coins.

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TokenAlchemist

· 01-17 10:57

nah the lending arbitrage play here is actually the only sensible move tbh... direct spot exposure to a depegging stablecoin is basically just donating to the protocol at this point, might as well extract the spread instead

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RugDocDetective

· 01-17 10:47

Here comes the套路 lending arbitrage again? First, see if the Lending market will also collapse.

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MultiSigFailMaster

· 01-17 10:46

Scam pump-and-dump schemes are seen too often. Every time they say it will bounce back in the end, but what’s the result? Borrowing for arbitrage sounds good, but with such low lending rates, it’s actually more dangerous. Why not think about why it’s so cheap?

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PretendingToReadDocs

· 01-17 10:33

Speaking of which, this de-anchoring magnitude is indeed a bit risky. Using lending pools as a strategy is quite clever—borrowing at low interest to earn high interest. It feels much more stable than directly trading spot assets.

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MEVVictimAlliance

· 01-17 10:31

Ha, another wave of exit scams and market crashes, same old tricks. Arbitrage in lending is foolproof, but you gotta keep an eye on interest rate changes. --- This de-pegging magnitude is really annoying; holding spot means getting cut. --- Borrow USD1 at low interest to farm high-yield pools, I support this logic, just worried about DAO suddenly adjusting. --- Wait, is the Lending market liquidity sufficient? Will large collateralization get stuck? --- I think it still needs to drop further; entering at the bottom is the best move. --- A 0.1% de-pegging looks small, but big accounts really eat into returns, it's outrageous. --- With such low lending rates, I have to ask if there are any hidden risks.

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