The lending market in the BNB ecosystem has recently experienced a significant cost optimization. The update launched by ListaDAO in mid-January directly lowered the borrowing rates across all CDP markets, with the annualized yield on fixed-term products dropping to 2.74%, which is a substantial improvement for users accustomed to high-interest borrowing.

More importantly, ListaDAO simultaneously launched the RWA (Real World Asset) market module. This means users can not only participate in traditional DeFi lending by locking veLISTA but also access U.S. real-world asset products, achieving diversified asset allocation. For investors looking to perform cross-asset on-chain portfolio management, this expansion opens up new possibilities.

In the current competitive landscape of the BNBFi ecosystem, reducing borrowing costs while increasing asset variety, this move by ListaDAO enhances users' actual yield potential and strengthens the platform’s market competitiveness. To fully leverage these new features, it is crucial to understand your own capital cost structure and risk tolerance, then develop appropriate borrowing and allocation strategies.