Preface:

"I'll start investing once I have enough money," sounds like a plan, but in reality, it's self-sabotage.
Not saving at least 10% of your salary isn't called living; it's being drained by the system.
This is not a motivational speech; just a harsh fact: what you truly lack is not income, but the courage to "let some money slip out."

01｜Core conclusion:

Whether you can achieve financial freedom has less to do with your annual salary than you think.
It’s really about "how much you can save," which can truly change your life.

What is the most painful lie in Chinese internet?

"Wait until I have money to invest."

This sentence is basically a life sentence—being a worker for life.

Economics has a cold conclusion: your final financial outcome is not determined by how long you work hard, what industry you choose, or how fierce inflation is. The only parameter that truly matters is—**savings rate**.

Don’t believe it? Look around: some with a monthly income of 5000 can buy a house in 10 years; some with 50,000 monthly income will never own a house. What's the difference? It’s who is willing to "withhold" a part of their income to build their own asset pool.

02｜The truth from a systems theory perspective: you are a node in the economic chain

From a systems engineering perspective, what is a person in the economic structure?

Not a struggler, not middle class, not a promising future.

You are simply an energy flow node:
• Salary inflow = energy input
• Daily expenses = energy output
• The part you can save = your self-rescue resource to escape the system’s bloodsucking

Want to seize the Bitcoin opportunity in 2026 and achieve asset appreciation? The prerequisite is simple—you need to have principal to invest. And where does that principal come from? It comes from the often overlooked savings rate.