The biggest pain in the crypto world has never been a sharp drop or liquidation, but rather earning a lot of money and being unable to withdraw it.

A few days ago, an old fan sent a voice message in the middle of the night, voice trembling: 300,000 USDT just arrived in the bank account, directly restricted without counter service, account frozen.

The money is earned, not lost. You can see it, feel it, but can't withdraw it. That sense of helplessness can only be understood by those who have experienced it.

What's more ironic is that he was conducting normal OTC transactions the entire time, with no issues, only to accidentally receive problematic funds, which then triggered a chain reaction. When the police investigated, they froze the account first and then explained.

But don't worry, 90% of the time, it can be resolved.
By cooperating and providing transaction records, logs, and receipts, verification usually leads to unfreezing. The process is just particularly tedious: running to the bank, making statements, repeatedly proving innocence—no matter how calm you are, it can be overwhelming.

I shared all my years of experience in protecting funds and avoiding pitfalls with him.

Honestly speaking:
In the crypto world, making money is just a skill; being able to withdraw is what makes you a winner.

I now only adhere to one principle:
Crypto can go up, but your money must be able to come out.

- Use dedicated cards only; OTC collection cards must never be mixed, keep everything clean;
- Only trade with long-term reliable and trustworthy counterparts, avoid small arbitrage profits;
- Never withdraw large amounts all at once; do it in batches, and leave the funds to settle before moving again.

It's not that I am overly cautious; I have seen too many people: