BNB holders are all figuring out how to maximize their returns. In fact, many people didn't realize that lending and participating in new token offerings are inherently conflicting—using BNB as collateral to borrow funds means you can't participate in Launchpool. But now there's a way to enjoy both benefits simultaneously.

The key lies in a token called clisBNB. Users first borrow USD1 using BNB (interest rate only 3.48%), and this USD1 can be used at low cost to participate in various new project offerings. Meanwhile, the BNB token used as collateral continues to generate interest, with an annualized yield of 8.95%-12%, plus the average new token offering returns of 15%-25%, stacking two sources of income.

Looking at historical data reveals how powerful this strategy can be. The SAGA project in Binance Launchpool has surged by 19,700%. While not every project achieves such dramatic gains, the average return is still quite attractive. Currently, the circulation of this scheme has exceeded 300,000 clisBNB tokens, and it continues to grow. In the past three months, the TVL of liquid staking has increased by 17%.

Let's do the math: low-interest borrowing + staking annualized yield + new token offering returns, combined, could lead to an annualized return exceeding 35%. For BNB holders looking to accumulate chips during a bear market, this is indeed a promising approach.