The biggest misconception people from prestigious universities often make is:

They obsess over money,
yet rarely seriously calculate what their time is actually worth.
At 20 with 100 million yuan, healthy body, full energy, endless opportunities ahead.
At 80 with 1 billion yuan, lying in bed, can't eat properly, can't walk, can't see clearly—how meaningful are those numbers then?
So now I believe:
Money is never the endpoint.
Money is just a tool to exchange for freedom, for choices, for those afternoons when you can still feel the sun.
I've even pondered an extreme question:
Would an 18-year-old with nothing be willing to swap bodies with an 80-year-old billionaire?
Conversely, would that 80-year-old billionaire give up all his wealth to get his 18-year-old body back?
Thinking about this, many things suddenly become clear.
Right now, do you want more money, or more time that truly belongs to you?