Beeline Holdings Becomes First U.S. Platform to Tokenize Residential Home Equity at Scale

Holdings, Inc. (“Beeline”), the digital mortgage lender designed for next-generation homeowners, today announced that its subsidiary, Beeline Loans, Inc., has successfully completed the first round of blockchain-recorded BeelineEquity transactions. The achievement marks a major milestone for the U.S. housing and fintech sectors, positioning Beeline as the first American platform to tokenize residential home equity at scale.

A Breakthrough in Home Equity Liquidity

In its initial rollout, BeelineEquity finalized five blockchain-tracked home equity transactions, with five additional deals scheduled for completion this month and another 25 transactions pre-selected to close by year-end. The swift pace of adoption reflects strong homeowner demand for a modern alternative to traditional home equity loans and mortgage refinancing.

BeelineEquity enables homeowners to access liquidity from their property equity without incurring debt, monthly payments, or undergoing credit checks. Structured as a true equity sale, repayment occurs only when the home is sold or transferred. Each transaction is immutably recorded on blockchain, providing secure, transparent proof of ownership and eliminating friction from legacy financial intermediaries.

A Smarter, Fairer Financial Alternative

“Homeowners shouldn’t have to borrow against themselves just to access the value they’ve already built,” said Nick Liuzza, Co-Founder and CEO of Beeline. “By putting home equity on blockchain rails, we’re creating a smarter, more transparent financial alternative — one that’s free from interest rate swings and credit friction.”

Eyeing a Trillion-Dollar Opportunity

Beeline’s 2026 expansion plans focus on key U.S. housing markets that collectively represent more than $15 trillion in locked residential equity, much of it held by Baby Boomers. Capturing even 10 basis points of this untapped market would translate to roughly $525 million in potential revenue for the company.