Lately I’ve been thinking again about “what exactly I should use to store my assets.” Hardware wallets, 2/3 multisig, and social recovery are each kind of like different levels of door locks. If the assets aren’t that big and transfers aren’t frequent, I think a hardware wallet is enough—at least it adds a layer between you and the “if you lose your phone, it’s over” situation. But once you start dealing with a bit more size, or you realize you tend to sign things by accident, 2/3 multisig feels pretty reassuring—sure, it’s a hassle, but the hassle itself is part of security.

A couple of days ago, I saw on-chain that some funds were moved from a CEX to a 2/3 multisig, and after more than ten blocks, they were sent out in splits to two new addresses—like they were doing layered permissions. In any case, looking at it, it seems more solid than my “single-key” kind of setup. I also like social recovery’s “don’t entrust your life to a piece of paper,” but the prerequisite is that you trust those guardians; otherwise, the psychological pressure is also heavy.

By the way, these days everyone compares RWA— and even U.S. Treasury yield to on-chain yield products— and it all looks pretty “similar” on the surface. But the more I look, the more I feel that yield is superficial; the real core is the custody/permission structure underneath. Choose the complexity level you can handle—don’t force it.