The fintech sector is welcoming a heavyweight player. HUMA, the world's first project focusing on PayFi (payment finance), is reshaping the global commercial payment landscape with its unique perspective and technological solutions.

The founder of HUMA has work experience at Google and top fintech companies, which injects deep industry insights into the project. Their core mission is to fundamentally solve the inefficiencies in global business settlement through blockchain technology and stablecoins, achieving instant payments.

From a technical architecture perspective, HUMA adopts a three-tier structure. The bottom layer relies on the Solana blockchain, ensuring second-level settlement capability; the middle layer uses stablecoins, effectively mitigating foreign exchange risk; the top layer provides enterprises with flexible liquidity solutions through on-chain certificate technology. In April this year, HUMA launched version 2.0, further optimizing several practical functions.

The HUMA ecosystem also includes multiple innovative applications. For example, businesses can use accounts receivable to obtain stablecoin loans, flexible workers can receive advances on their salaries, and even the collaboration with VISA has allowed HUMA to enter the traditional payment field. Currently, there are 19 payment applications integrated into the HUMA platform, demonstrating its strong ecological expansion capabilities.

In terms of token economics, the total supply of HUMA is 2 billion, adopting a deflationary mechanism. Cross-border transactions will lead to token burning, while half of the protocol's revenue is used for buyback and destruction. In just the second quarter of this year, as much as 140 million tokens have been burned, reflecting the project team's commitment to long-term value.

HUMA has successfully raised $46.3 million, obtained the necessary compliance licenses, and reached a strategic cooperation with Standard Chartered Bank. In the second quarter of this year, HUMA's trading volume achieved more than double growth, demonstrating strong development momentum.

As the global financial landscape continues to evolve, innovative projects like HUMA that focus on solving real-world problems will undoubtedly play an increasingly important role in the future of the fintech sector. It not only provides businesses with more efficient payment solutions but also points the way for the development of the entire industry.