2026-01-17 08:31:28

I recently came across a research report from a US bank that mentioned a quite interesting trend. The report predicts that the stablecoin market could expand to a $6 trillion scale in the next decade — how big is this number? It’s enough to cause a substantial impact on the traditional banking system.

Why are stablecoins so attractive? In simple terms, they offer the best of both worlds: the fast circulation advantages of cryptocurrencies and the ability to lock in fiat currency value without worrying about significant fluctuations. This combination makes investors and institutions eager to get involved.

The key issue is — a large amount of deposits might shift from the banking system to the stablecoin sector. If banks continue to rely on old methods without improving digital capabilities or innovating their services, deposit outflows will no longer be just a concept.

However, on the other hand, the explosive growth of stablecoins also needs to keep pace. Regulatory frameworks must be improved accordingly; otherwise, the stability of financial markets could be at risk. This is a game of strategy — seizing new opportunities while maintaining the bottom line.

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HodlOrRegret

· 5h ago

6 trillion? Banks should be unable to sleep haha --- Stablecoins are really the best, needing both the speed of crypto and the stability of fiat currency—who can handle that? --- The problem is whether regulation can keep up; otherwise, it will be another major financial chaos. --- Honestly, it's just that banks are too incompetent. They should have reformed long ago. Being mistreated now is their own fault. --- Six trillion over ten years... When this number came out, the traditional financial circle was probably trembling. --- The key is to have a compliant framework as a safety net; otherwise, this game won't last long. --- Let's not talk about whether deposits are losing or not; just imagining the anxious faces of banks is satisfying. --- The explosive growth of stablecoins is true, but regulation must not slack off, or it will lead to a financial disaster. --- Getting the best of both worlds? Indeed, this is what the future should look like. --- Banks are still lying around counting money. Wake up, everyone, the times have changed.

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ProposalManiac

· 6h ago

60 trillion sounds impressive, but this set of logic is full of loopholes—how can stablecoins be stable without a complete incentive-compatible mechanism and governance framework? Look at the lessons from 2008. Bank digital transformation is the real issue; stablecoins are just forcing them to evolve. As for regulatory follow-up, I want to see—who will design the decentralization of power? The central bank, commercial banks, or market self-regulation? Rushing in without clear thinking is just gambling, not a strategic game.

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NervousFingers

· 6h ago

60 trillion? Oh my, this number will really scare the executives of traditional finance. They need to start taking it seriously.

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MeaninglessApe

· 6h ago

6 trillion? Come on, traditional banks should be panicking now. Stablecoins are just taking the middle ground, earning from both ends. Why does it sound so appealing? Banks are still stubbornly holding on; sooner or later, they'll get cut like chives. Regulation can't keep up, it's a trap. When the time comes, everyone will be buried. Wait, who's going to foot the bill? If stablecoins become popular and banks fail, am I making a profit or a loss? Getting the best of both worlds... sounds ridiculous, there must be a catch. Another disruptive theory—believe it or not, I believe it. Deposits shifting to stablecoins? Banks are really turning into museums. Talking about 6 trillion easily, but what about regulation? This isn't that simple.

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ApeEscapeArtist

· 6h ago

60 trillion? Oh my god, traditional banks really can't hold on this time, haha

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BitcoinDaddy

· 6h ago

6 trillion? Banks are about to lose it haha --- Stablecoins are just a thorn in the side; once regulation tightens, it's all over --- Wait, does this mean I feel safer holding stablecoins than depositing in banks? --- The US banks themselves released a report saying they might be wiped out; this script is too intense --- The real question is who will back the stablecoins; otherwise, it could be another Luna --- Six trillion over ten years... uh, banks will definitely step in to handle this --- The shift of deposits into stablecoins has been happening for a while, just not on a large scale --- Once regulation is in place, stablecoins won't be as "stable" anymore. I bet five bucks

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