# Collaborating for More Than a Decade, Financial Support Nurtures Industry — Bank of Communications Shanghai Branch Empowers Shanghai Yuanyao Group to Strengthen Agricultural Industry Chain

Recently, Everbright Bank Shanghai Branch successfully provided an additional 5 million yuan agricultural loan to Shanghai Yuanyao Group’s subsidiary, Shanghai Yuanyao Agriculture and Animal Husbandry Technology Co., Ltd., targeting key links in the agricultural and animal husbandry industry chain through precise financial support. To date, Everbright Bank Shanghai Branch has cumulatively lent 60 million yuan to Yuanyao Group. The continuous infusion of financial resources not only demonstrates the proactive efforts of Everbright Bank Shanghai Branch in supporting modern agricultural enterprises but also highlights its firm commitment and professional comprehensive financial services in serving the national rural revitalization strategy.

As an international logistics and shipping hub, Shanghai, despite limited agricultural resources, is an important national trading center for agricultural products. Everbright Bank Shanghai Branch leverages regional characteristics, deepens financial services in the agricultural sector, actively connects with local leading agricultural industrialization enterprises’ financing needs, and helps build a modern agricultural and animal husbandry industry system.

Shanghai Yuanyao Group is a technology-based agricultural and animal husbandry enterprise covering three major sectors: grain and oil supply chain, agricultural and animal husbandry manufacturing, and digital economy, with a total of eight business divisions. It is not only one of Shanghai’s top 100 enterprises and a key leading enterprise in agricultural industrialization but also achieved over 30 billion yuan in revenue in 2023. It has ranked among Shanghai’s top 100 enterprises for six consecutive years and was listed as the 63rd among Shanghai’s top 100 companies in 2024. The group’s professional capabilities in combining futures and spot trading keep it at the forefront of private soybean meal trading companies, with a market share of up to 40% in the biological feed segment.

The partnership between Shanghai Yuanyao Group and Everbright Bank Shanghai Branch dates back to 2012. Based on the company’s business needs in importing soybeans and other agricultural products, the bank efficiently issued letters of credit according to its operational characteristics and settlement modes, establishing initial trust in cooperation. As Yuanyao Group expanded from raw feed material trading to supply chain management of grains and oils, biological fermentation feed, and digital agriculture, the bank maintained regular visits and in-depth corporate research, promptly capturing the company’s financing needs arising from its scale expansion.

After understanding the company’s actual funding requirements, Everbright Bank Shanghai Branch quickly assembled a dedicated service team, conducting multiple on-site visits to assess operational status and fund usage plans. Tailoring financing solutions around the company’s full “procurement—production—sales” chain, the bank carefully managed risks while precisely matching its working capital needs. To ensure efficient allocation of credit resources, the branch actively launched the “Rural Revitalization Loan Green Channel,” enabling rapid approval and timely disbursement. Ultimately, 60 million yuan in credit was successfully provided to Yuanyao Group and its subsidiaries, strongly supporting the company’s raw material reserves for agricultural products and ensuring smooth operation across the entire industry chain.

The successful deployment of this loan precisely meets the company’s capital needs during its rapid growth phase, helping to improve the entire industrial chain from raw material procurement to end-market sales, and demonstrating Everbright Bank’s customer-centric approach and professional financial support for rural revitalization.

In recent years, Everbright Bank Shanghai Branch has continued to guide financial resources precisely into key areas of the modern agricultural industry chain. By supporting leading enterprises like Shanghai Yuanyao Group, it helps build a modern rural industry system. Moving forward, Everbright Bank will continue to leverage its comprehensive financial advantages to contribute to the comprehensive promotion of rural revitalization and the accelerated development of a strong agricultural nation.