InvestingWithBrandon

I'll never criticize the new investor making $50/month selling options...
Unless they do covered calls or cash secured puts...
Then I will.
(those strategies are a trap)
Most new investors fall victim to this because it's viewed by the herd as "safe" and "low capital"
But in reality, it's a way to cap upside on a bullish company (covered call) & a way to sit on a bunch of cash when you are bullish on a company (cash secured put)
I haven't met a single person that made millions selling CCs or CSPs...
But I have personally made millions selling portfolio secured puts, not cash secured.
Ratios in

Your HORRIBLE strike price is why you get smoked with options...
(how to fix it right now)
Most retail investors sell puts with a strike price 5% ish below the current market price to "build a margin of safety"
They usually do this with monthly contracts.
Here's the BIG problem.
5% is not a good enough margin of safety, especially with a 1 month contract where you have no tailwinds of growth behind you.
(as EPS climbs, the stock will follow that up)
The solution is to sell 1+ year puts.
You can pick a strike price 20% below the money, get great premium, build a MUCH better margin of safety, ha

🔴Selling covered calls is the most popular herd mentality "options strategy" on earth.
Let me explain.
Covered calls means you own the shares, that's what makes it covered.
If you own the shares, you are bullish right?
Hope so!
So what does selling calls actually mean?
Well, you are agreeing to sell your shares at a certain price in a certain timeframe.
Sounds good right?
You get to sell your shares for a profit and collect the premium.
In theory, sure.
But in the real world, there is a MAJOR problem.
CAPPING YOUR UPSIDE!
I can't tell you how many people I have talked to that bought shares ca

🔴Please... Just Stop
Stop selling CSP's
Stop selling covered calls on bullish stocks
Stop day trading
Stop doing short duration options trades
Stop getting emotional with your investments
Stop following the broke herd
Instead, do this:
- Build base portfolio
- Sell portfolio secured puts
- Use cash flow to buy more shares & some LEAP calls.
- Know what you own and why
- Accept volatility as opportunity
- Do 1+ year duration plays because they are easier
- Keep ratios in check
- Be patient

If you held a gun to my head and said "Brandon, beat the market in the next 10 years or you are dead"
I would say, no problem.
There is a 99% chance I will.
This is exactly how.
First off, "the market" is the SP500.
We will say I have a $1m account to start.
The first thing I would do to beat the market is to simply buy the market.
So I would buy $1m of $VOO (sp500 ETF)
Second, just buying the market via $VOO will actually underperform a tad because of the expense ratio... no prob
So here is the spot that matters to beat it.
In that 10 year period, I would be patient, sitting, & waiting for a

The BIGGEST hack with selling portfolio secured puts is that you can technically make an unlimited ROI.
(not kidding)
Roll with me on this one, it will BLOW YOUR MIND!
So selling puts is a bullish strategy.
That's why I would never want to sell "cash secured puts", I sell "portfolios secured puts."
(cash sits there and does nothing, but portfolio secured works for you being invested)
Ok.
So when I sell portfolio secured puts and collect say $20k for example, I take that cash flow and buy $20k in shares of the company I am bullish on. (same one I am selling puts on)
I usually sell 1 year contra

The stock market will NOT go green every year.
Sometimes we will see -40%🔴
Sometimes we will see +40%🟢
If your portfolio can't handle this, you don't have a portfolio, you have casino chips at the blackjack table.
Eventually you will lose if you keep playing.

HOW TO INVEST $100,000 RIGHT NOW IN 2026:
(works on any amount though)
$40k $VOO
$40k $Q
$20k individual companies
Sell 1 year puts portfolio secured, not cash secured on companies that meet this criteria:
1. Must be below intrinsic value.
2. Must have a moat.
3. Must have pricing power.
4. Must have a durable competitive advantage.
5. I must be ok to hold for the long run in the event I get assigned shares, I can use the wheel strategy and patiently "get rid" of the shares if I want.
Key Notes:
- Portfolio secured, not cash.
- I keep ratios in check so if I ever get assigned, my base portfoli

The truth about the stock market right now.
I also know many ppl do not believe me. But I’m giving you my honest take about this market and it’s simple.
This is a valuation reset of the high beta. That’s it. The world is not melting. Aliens are not coming. WW3 is not happening. It’s just companies coming back down to earth. Iran happens to be the catalyst for that.
When the sentiment flips, everything goes risk off. I have said so many times that everything moves together. Mr market is emotional and it’s a pendulum of fear and greed. He’s been greedy pushing up stock prices for a while now,

I genuinely from the bottom of my heart want nothing but the best for everyone seeing this post.
I'm rooting for you & your families with whatever adventures life takes you on.

Most people think compound interest is simple.
It is not.
$100 at 10% per year for 10 years.
Most people guess $200.
10 years x 10% = 100% gain. Simple math.
Wrong.
You actually end up with $259.
Here is why.
Year 1: 10% of $100 = $10.
Year 7: 10% of $194 = $19.40.
Same percentage. Very different dollar amount.
That is compounding.
You earn interest on the interest.
Time to double at 10%: 7.2 years.
(72 divided by your interest rate = years to double. Memorize this.)
Now flip it to 25% with the options layer.
$100k at 10% for 30 years: $1.7M
$100k at 25% for 30 years: $80M+
Same starting amoun

94% of day traders do not make it.
I know because I was one of them at the start.
Here is what they all get wrong.
At a day job more hours = more money.
They carry that mindset into trading.
More trades = more money.
It is the complete opposite.
A day trader buys a 10-day call option.
That contract loses 10% of its value every single day the stock does nothing.
Your direction has to be right.
Your timing has to be pinpoint.
You have to know what Trump is going to tweet.
You cannot know any of that.
Nobody can.
I buy 1-2 year LEAPS on quality companies below intrinsic value.
Earnings per share

The wheel strategy sounds good on paper.
Sell a put. Get assigned. Sell covered calls. Repeat.
Here is the problem.
You sell a $600 Q put. Collect $682.
The cash securing that trade? $60,000 sitting idle.
That is 1% per month. 12% annualized.
Meanwhile the NASDAQ went up 134% in 3 years.
You did all that work.
You stressed about every earnings report.
You hit trade after trade after trade.
You underperformed buy-and-hold by 90% in 3 years.
And when the market falls 35% you are not in capitalization mode.
You are in survival mode.
Trying to wheel out of assigned shares.
Missing the entire rebou