Chidifinance

xStocks on STONfi support automatic dividend reinvestment at the token level. When underlying shares pay dividends, the issuer reinvests those proceeds into additional assets, increasing the token’s value without requiring any user action.
This mechanism uses Scaled UI Jettons under TEP-526, allowing balances to grow proportionally while remaining fully compatible with TON wallets and DeFi infrastructure. Users do not need to claim, restake, or manually compound rewards.
The result is seamless on-chain compounding. Tokens like COINx or MSTRx reflect reinvested dividends directly in wallet valu

Traditional stock markets operate on fixed schedules. When markets close, access stops. xStocks on STONfi remove that limitation by enabling 24/7 on-chain trading for tokenized equities.
Assets like NVDAx, GOOGLx, or TSLAx can be swapped anytime directly from a TON wallet. There are no market hours, no weekends off, and no delayed executions. Trades settle on-chain through STONfi using aggregated liquidity, giving users constant access regardless of location or time zone.
This always-on structure is especially powerful in a global market. News does not wait for opening bells, and neither shoul

xStocks are fully backed 1:1 by real-world assets. Each token, such as AAPLx or TSLAx, represents actual shares held by regulated custodians, not synthetic exposure.
This structure ensures on-chain prices track real market value with transparent proof of reserves. Users get direct economic exposure to equities while maintaining self-custody on TON.
Trade and verify backing without leaving the STONfi ecosystem.
#xStocks #RWA $ton

Native standards matter when bringing real-world assets on-chain. xStocks on STONfi are built on TON’s Jetton standard, giving them the same behavior as any other native TON token. Assets like GOOGLx and AMZNx are instantly recognized by wallets, easy to transfer, and cheap to move across the network.
This compatibility removes the need for custom bridges or specialized infrastructure. xStocks integrate directly into swaps, pools, and DeFi workflows on STONfi without friction. Transactions remain fast and low cost, consistent with TON’s high-throughput design.
By following the Jetton standard,

xStocks on STONfi are designed for full DeFi composability rather than isolated exposure. Assets like NVDAx are not limited to holding or swapping. Where permitted, they can be used as liquidity in pools, distributed through farming programs, or integrated into future lending and collateral frameworks across the TON ecosystem.
Because xStocks follow the TON Jetton standard, they plug directly into existing DeFi infrastructure without custom tooling. This allows users to build hybrid strategies that combine crypto-native assets with tokenized equities in a single on-chain workflow.
STONfi acts

Accessing real-world assets usually means trusting custodians, brokers, or centralized platforms. xStocks on STONfi take a different path by keeping everything fully non-custodial and on-chain. Users can swap TON or USDT directly into tokenized equities like COINx or SPYx without handing over control of their funds.
These swaps are powered by Omniston routing, which combines AMM liquidity with escrow-based execution for better pricing and reliable settlement. Assets are locked in smart contracts during execution and either swap completely or revert, removing counterparty risk.
There are no int

Accessing real-world assets usually means trusting custodians, brokers, or centralized platforms. xStocks on STONfi take a different path by keeping everything fully non-custodial and on-chain. Users can swap TON or USDT directly into tokenized equities like COINx or SPYx without handing over control of their funds.
These swaps are powered by Omniston routing, which combines AMM liquidity with escrow-based execution for better pricing and reliable settlement. Assets are locked in smart contracts during execution and either swap completely or revert, removing counterparty risk.
There are no int

Rebalancing a portfolio traditionally means selling assets, moving into fiat, and re-entering markets through brokers or centralized platforms. On TON, xStocks on STONfi remove that friction entirely. Users can rebalance directly between tokenized equities such as AAPLx and NVDAx without touching fiat, off-ramps, or external custody.
These swaps are executed through Omniston, which aggregates public AMM liquidity and private OTC quotes via escrow contracts. The result is fully on-chain, atomic execution with competitive pricing and minimal slippage. Assets never leave your wallet, trades settl

STONfi dominates TON DeFi with roughly 68% of DEX volume, processing billions cumulatively while keeping fees below one cent. As of December 2025, its pools focus on stable liquidity, cross-chain flows, and real-world assets (RWAs), with integrations such as Swap coffee AMM pools into Omniston (Dec 18) boosting aggregated depth and lowering slippage.
Latest Pools (Dec 2025):
• xStocks Pools: Tokenized AAPLx, NVDAx, TSLAx backed 1:1 by Backed Finance. Omniston escrow enables OTC-style swaps with tight spreads. TVL $5-10M. Fees 0.3%, dynamic boosts during high volatility.
• AquaUSD/USDT WStableS

APR on TON DEXs comes from trading fees plus optional farming boosts, typically ranging from 10–50% on major pairs, depending on volume and TVL. STONfi leverages Omniston aggregation to deliver steadier returns across pools.
Highlights from December 2025:
• TON/USDT: 15–25% base APR from fees, up to 40% with past farms. Dominates 68% of volume, ensuring sustainable post-boost yields.
• AquaUSD/USDT: 10–20% APR, near-zero impermanent loss, stable flows.
• xStocks pairs: Early yields 20–35%, settling around 15–25%.
• BTC/TON: 25–40%, reflecting volatility premiums.
Compared to other TON DEXs

STONfi’s TypeScript and JavaScript SDK v2+ makes building DeFi on TON significantly easier. Instead of creating AMMs or routing logic from scratch, developers can embed swaps, live quotes, and aggregated routing directly into their applications through Omniston.
In December, this stack leveled up with the release of the Omniston widget. It is a zero-code, embeddable swap interface designed for wallets, mini-apps, and dashboards. Teams can customize the UI, configure slippage, and instantly access aggregated liquidity without managing pools or execution logic.
The widget is already powering rea

STONfi’s RFQ-based cross-chain swaps remove the need for traditional bridges entirely. Instead of wrapping assets or relying on custodial relayers, swaps are executed atomically through smart contracts using a request-for-quote model. Assets only move when both sides of the transaction meet predefined conditions, otherwise the trade fully reverts.
This approach is already live for TON to TRON USDT swaps, enabling direct asset movement without wrappers or synthetic representations. Compared to classic bridges, RFQ execution significantly reduces attack surfaces, delays, and trust assumptions.
W

STONfi liquidity pools are built on the constant product x*y=k model, forming the foundation for swaps across the TON ecosystem. On top of this base, STONfi introduces specialized pool variants optimized for different asset types and trading behaviors.
For pegged assets such as $USDT, $USDC, and $AquaUSD, STONfi deploys Stableswap and WStableSwap pools that use hybrid curves with an amplification parameter. This design keeps prices tightly aligned, enabling large trades with less than 0.1 percent slippage while reducing impermanent loss to near zero.
For volatile pairs, STONfi offers classic a

Omniston is the core liquidity and execution engine behind STONfi, designed to eliminate fragmentation across TON DeFi. It aggregates liquidity from multiple TON DEXs including STONfi pools, DeDust, and Swapcoffee, alongside RFQ resolvers, to always route swaps through the most efficient path.
By unifying public pools and private liquidity sources into a single routing layer, Omniston consistently minimizes slippage and price impact, often achieving near-zero impact on major pairs. Integrators connect once and gain access to the entire TON liquidity landscape.
A major upgrade arrived on Decemb

xStocks bring real world asset exposure to TON by tokenizing equities such as AAPLx, NVDAx, and TSLAx through Backed Finance. Each asset tracks its underlying stock 1:1 and can be swapped directly from a $TON wallet without traditional brokers or market hour restrictions.
Execution is powered by Omniston escrow routing, which aggregates AMM liquidity with private OTC quotes to deliver tighter spreads and deeper fills while maintaining full self custody. All swaps settle on-chain, removing counterparty risk and custodial dependencies.
The integration positions STONfi as a key gateway for RWAs o

TON finally has real on-chain governance. On November 14, STONfi launched the network’s first fully on-chain DAO, where staking STON gives direct voting power over protocol upgrades, treasury decisions, and ecosystem initiatives. No off-chain voting. No snapshots. Just transparent, executable governance.
The impact is already visible. The DAO has begun issuing $10,000 grants to builders actively pushing $TON DeFi forward. With $39M in TVL and about 68% share of TON DEX volume, STONfi’s community is not just using the protocol, it is shaping its future.
Every proposal is submitted, voted on, an